FIRST TIME HOME BUYER MORTGAGES
Ready To Own A Home?
Buying a home is one of the most significant decisions you will ever make. When done correctly and at the correct time, it can be one of the most rewarding and fulfilling things a person or family can accomplish.
To make sure you are making the best choice, ask yourself;
What do you really want in a home?
What is your current financial situation?
What are your financial and lifestyle needs?
As a first-time buyer you might not be aware of all the costs associated with owning a home and it’s a good idea to consider them all and include them into your decision.
Upfront Home Buyer Costs:
The initial amount of money you need to buy a home includes; the down payment, the closing
costs and any applicable taxes.
Ongoing Home Ownership Costs:
The continued cost of owning a home including; mortgage payments, property
taxes, insurance, utility bulls, condominium fees (if applicable) and routine repairs and maintenance.
Major Home Repairs:
Expensive repairs and renovations your home will eventually need include: roof replacement, foundation repair, furnace replacement, finishing a basement and more… additionally, if you choose a property that is not hooked up to municipal services such as water and sewer there may be additional maintenance costs to consider.
We can help!
Purchasing a home is one of the most stressful financial undertakings that you will likely participate in throughout your lifetime. For most people, it is the single largest investment that they’ll make, period! This is why it’s important to surround yourself with professionals who’ll not only offer you a tremendous amount of knowledge and support, but will also make the process as seamless as possible – keeping you informed every step of the way.
Mortgage Brokers In Ontario